Sunday, February 8, 2009

Citibank Business Credit Cards For the Small Business Owner

By Caressa Waechter

A business credit card is something that most business owners are going to need at one time or another. Because you are not suppose to mix business and personal funds, it is not a good idea at all to be using a personal credit card for business expenses.

The number of uses you will find for your business credit card are pretty much limitless. These include paying for travel expenses, paying company bills online, and entertaining clients.

CitiBank, with their CitiBusiness card, is one of the leading issuers of business credit cards. The CitiBusiness small business credit card is especially tailored to the person who owns their own business.

Because you can request additional credit cards for employees, and set the credit limit for each card, CitiBusiness really lets you control your expenses. You have total control over the management of your CitiBusiness credit cards with the ability to view all charges, view statements and even add employees, all online.

CitiBank offers low interest business credit cards that may perfectly fit the needs of your business. They are also often running specials that give you low introductory interest rates on purchases or balance transfers for a given length of time. This really lets you get a handle on your cash flow without having to pay interest.

Reward programs are also available with some CitiBusiness credit cards. These programs give you a certain number of points for every dollar you put on your card. You then can choose how you wish to redeem your rewards points. You will have several different ways to redeem you points with CitiBank, because choices are a good thing!

A business credit card that is in the name of your business is something that you really need as a small business owner. Not only will this separate your business and personal expenses, but it lets you see what you are spending money on for your business.

Every business could use a credit card, so it is a wise decision to have a credit card that is specifically intended for business use. The CitiBusiness credit cards are a great choice as far as business credit cards are concerned. CitiBusiness cards offer some useful benefits for the entrepreneur, so you really ought to look into their cards for your business. - 15790

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