Great website design ideas

By Ross Taylor

A good aesthetic appeal can never make up for a lack in performance where your website design is concerned. Most amateurs and professional webmasters belief that the more visual and audio aids they use on their website, which means slower loading time, the better it is for the visitor, when it isnt so.

Here are five important website design rules of thumb to observe which should ensure your website performs well. 1) Splash pages are not a good idea

1) Splash pages are not a bright idea; Splash pages are the first pages you see when you arrive at a website. These pages use elaborate designs created with the purpose to entertain the visitor with fancy animations, brilliant photos and include welcoming words such as hello, welcome or click here to enter our website. They are merely fancy additions without any real functions at all. Give them the value of your site up front without the splash page.

2) Try using less banner advertisement if you can; When banners are displayed on a web page, they are usually right at the top but can frequently be seen located elsewhere, including the foot of the page also. Banner ad tends to be ignored by most web surfers so it is a total majority of the web surfers so they would a total waste of your website space. The best way to utilize web space would be to use good contents and weave your affiliate links into them so that the users would not feel coerced into buying.

3) Keep it simple; The best navigation would one that a young child can understand. It is good to leave out any fancy flash menus or even multi-tiered drop down menus, they only serve to make navigating the site harder. If your visitors don't know how to navigate, they will leave your site. Your website design should include the construction a sitemap that will make it easy for them to find what they want.

4) There needs to be a clear indicator where the user is on the website; You will need to have a sitemap to facilitate the user to be in control. That way, they will be able to browse relevant information or navigate to any section of the site easily. Make sure that every page has its own title and that some form of breadcrumb trail is used to track the visitors step throughout the entire website. Any type of confusion drives your visitors away.

5) Do not use audio; Your favorite tune may be repulsive to some visitors, so use music sparingly. A sound file should not be played continuously it can be irritating on the user. When adding audio to your website, make sure to include some form of user control that allows them to mute or lower the sound as required. If you wish for the visitors to return to your site, learn to apply all these website design rules and you can reap the benefits of long term traffic. - 15790

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Genious Ways Of Making Money With Buy To Let Mortgages

By Chris Channing

A buy to let mortgage is a type of mortgage that allows a borrower to buy a piece of property. With this property, the borrower will be able to lease it out to tenants in exchange for monthly profits. In turn, the profits are used to pay off the mortgage. The key to making profit from the situation is to weigh costs and minimize them by maximizing profits.

Buy to let mortgages will continually cost the borrower money, whether or not the borrower has a tenant that is paying money on the property. To ensure longer periods of payment are had, it's always a good idea to make a lease of 12 months a mandatory agreement with the tenant. In the event that a lease is broken, most landlords include special fees that are applied, or even demand full payment for the rest of the term.

Unfortunately, the housing market may fluctuate and may prove to be unprofitable in certain areas. Before obtaining a buy to let mortgage, always investigate current market trends, availability of housing for all age groups, and act appropriately. If buying from a current landlord, inquire about his or her expenditures and profits for the previous year.

The costs that go into a buy to let mortgage are great, meaning there is a small margin of error when calculating costs and profits. It should be the goal of the borrower to make costs as minimal as possible, while still taking in as much income as possible from tenants. There are several ways to ask for a higher starting price, such as furnishing the apartment or weather-proofing it to make it energy friendly. Such things bring higher market value due to less cost to the tenant.

There are some other tactics that can help raise profits as well, although it is important not to exploit them for personal gain. One such method is to buy a few pieces of property in a specific location, so that prices can be changed at will. By controlling a large radius of residential investments, the competition is reduced to near nothing. Because this is somewhat of a monopoly, it allows an investor to charge market value with ease.

From this point on, be prepared to do a lot of research. If you are like most who obtain the buy to let mortgage, even one slip will result in financial disaster. After conducting market research and going through the specifics of the loan, a whole new universe must be learned: being a landlord.

Final Thoughts

Buy to let mortgages may be a risky endeavor, but their payout is great if handled correctly. Try talking to others who have made use of them for more guidance in making a profit from them. - 15790

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Learn more on Cheapest Buy to Let Mortgages and Low Rate Buy to Let Mortgages UK.

Term Life Insurance : The Advantages

By Joseph Then

By the time you finish reading this, I am sure you will be equipped with the knowledge about term life insurance. I bet you want to know how to choose the right insurance policy for you.

There are two main life insurances. They are whole life insurance and term life insurance. However, we are going to discuss about term life insurance.

Term life insurance is a coverage that is specified for a period of time. You will have a choice of renewing the policy at the end of the coverage.

Below are some of the advantages of term life insurance:

Lower Premiums Offered

The monthly premiums on a term life insurance policy are usually lower than whole life insurance. This makes term life insurance good for someone who can not afford whole life insurance.

More Options

There are various options you can have if you sigh for a term life insurance. There are options such as choices in terms of the policy, length of the policy renewable options, premium cost and even coverage.

If you are thinking of taking up an insurance policy to cover something specific, like housing insurance, this is the policy for you.

Offers a Peace of Mind

If you think that having an insurance policy is a hassle, think again. With term life insurance, you can have a piece of mind. You should trust me on this. The trade-off for a Term Life Insurance is that it has no cash value. However, a lot of people still go for this type of insurance as it has a huge coverage compared to a whole life insurance. This huge coverage alone is a big plus for many people.

Nobody knows when they will die. Think about what would happen should you pass away tomorrow. Would your family be financially secure? If not then getting a life insurance policy is a good idea.

Let me tell you this, getting yourself a term life insurance will not only benefit you. Not will also benefit those that you love and care about, leaving them with something that will help them financially is something very important.

Now that you have read about it, I am sure you would agree with me if I say that a term life insurance policy is affordable, flexible and covers a much bigger amount. I am sure you would also agree with me if I say that this is one of the most affordable and simple way to provide protection for your family.

So, there you have it. All the things you need to know about term life insurance. Some people choose to take term life insurance for long term. It is possible. With term life insurance, people who have financial issues can gain too! - 15790

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Are you covered with a life insurance? I believe that it is important to get a proper insurance policy and maybe getting a Term Life Insurance is good starting point. Go to this website for more information on Life Insurance and get a policy today!: http://www.getmylifeinsurance.com

Forex Autopilot Review - What To Expect

By Jim Bynam

Forex Autopilot has been on the market for a while now and it has created a stir in the Forex community since the first day it became available.

The purpose of this product review is to examine whether or not this program is a worthwile investmet that deserves it's reputation.

To begin with, I would not expect to match the profi given on the sales site- it is, after all, a sales page. It is unlikely that it will show the number of times it had consecutive multiple losses as part of the sales presentation.

Thus, if you imagine that you have at long last discovered the holy grail of forex autopilot, I will have to destroy your dreams.

However, if youve got more realistic expectations and admit that no such holy grail actually exists, you will be quite happy with forex autopilot.

I say this especially because forex autopilot users generally like the trading robot and its reputation seems to be fairly solid. It seems that most people were pleased that they decided to use the forex autopilot.

That is a rare accomplishment since most of them can have you lose as much as 1000 pips in a week. The real key to trading is consistency.

Consistency is the thing that separates people who end up with crashed accounts from those who get to use their winnings to retire. - 15790

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If you enjoyed this review, then you should definitely check out forex autopilot trading robot review.

Credit Repair Coach Explains What The Bureaus Are Not Telling You

By Cliff Pape

Were you aware that about 80% of credit reports have some type of wrong information in them? Different types of errors can have a big affect on lowering your credit rating. Not to mention these mistakes may be making you pay more for the loans you are getting. Some of the errors are as serious as accounts that are not even yours, or even false delinquencies.

Some typical errors on credit reports are:

41% of credit reports have inaccurate demographic information, including name, addresses, work history, and other personal information.

20% of credit reports fail to list major mortgage information, as well as other important loans that show your credit worthiness.

26% of credit reports have accounts that are listed incorrectly as open or "closed by credit grantor". If your credit report shows an account that says "closed by grantor" it looks like you are the one who did something wrong, so it can lower your score.

So what are you supposed to do now?

First, get a copy of your report and review it in detail. This includes even basic information like your name, address, date of birth, social security number, and so on. Yes, it's a pain to have to verify the simplest information, but sometimes that's just the way it goes.

Be sure that you look at all of the accounts listed from start to finish. Be sure that all the information is recorded correctly for the account. Especially the credit limits, current balances, date it was opened, date of the last activity, etc.

Don't forget to look into the inquiries section and see which companies have been looking at your report. If there are companies that you don't remember, you will need to contact them as soon as possible to make sure you have not had your identity stolen.

If you find any errors after you're reviewed your entire credit report, there are some options for having corrections made. You can write dispute letters yourself to the credit reporting agencies, hire a company to assist you with the process, or even obtain the services of a lawyer. - 15790

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Home Buddies is a real estate investor credit repair coach. Starting with their free session for site visitors, Home Buddies develops and implements a customized strategy to improve credit and creates a business development strategy to help real estate investors or homeowners overcome problems to financing properties and building their portfolio.