Monday, March 16, 2009

California: Economics 2

By Ian Kleine

So far, with the progress California makes, and immigrants being assured of the sweet promise of 'milk and honey', California is almost like a state of extremes when it comes to the talk of per capita personal income.

Per capita personal income is how much income an individual earns, usually measured over a year (annually). The PCPI can determine a state or a county's feasibility for new business opportunities (after all, if every person has enough money to spend; then there should be no problem with the market, save for dealing with the market niches, monopoly and what not). As of 2007, PCPI has reached an amount around 40000 dollars, ranking the state in 11th place in the nation.

Usually, the extremes are separated by geographical boundaries. While city folks (especially Hollywood actors) could easily reach the projected PCPI (and even surpass it a few times over), the people in the farms and in the valleys could barely make their ends meet (how much more in reaching the projected PCPI?) But with this contrast, Central Valley remains to be the most cheapest of the whole of California, while the same cannot be said of Los Angeles proper, Beverly Hills, etc.

California also suffers from heavy tax laws, with tax reaching up to 10.66 dollars per one hundred dollars you use to buy things with. This is expected to increase within the next few years, in order to keep up with the current crisis.

Housing has also been a big issue when living in California. Median prices often reach to as high as half a million, and nearing six hundred thousand dollars. This one is for the high-profile cities, where the cost of living is understandably high. And again, agricultural hub Central Valley has the lowest of median prices of only three hundred thousand dollars, half of what you pay for in the city. - 15790

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Selling Home by Yourself?!

By Marco Basten

If you are entertaining selling your house, have you thought of just sell it yourself as opposed to using a house agent? There are some good things of selling your home by yourself however, there are disadvantages to To make it simpler for you to decide find the most important pros and cons below. The most important advantage of selling your home by yourself is the money. If you sell your home without the help of an agent means more money for you when it's all said and done. By doing the deed yourself you save the commissions and fees, ,and that doesn't mean talking about pennys, as a matter of fact it'll be something like thousands of dollars of which would paying an agent.

Another upside is that you can to decide on for the open houses. It's up to you when when you wish to advertise. Since you are not a real estate agent that is working on selling other houses on top of yours you can work on just yours since you are selling only your home. Clearly, you will be more interested regarding the sale than a real estate agent would be.

However, as previously mentioned you might also encounter issues with sales when you do it yourself, also, agents are paid a large amount of money for good reason and that reason is that the sale of a home requires takes time and resources. They must interact with possible buyers, open houses, closing sales and the legal side of it. Real Estate agents are experienced with all the above and their experience can impact the sale. Decide realistically! Will you just drop everything to get to a scheduled showing? Do you honestly think you're good at negotiating and ask for an offer? Are you really sure you can do the closing? Selling a home is a big project and it is not everyone who would be able to handle on such a huge task while remaining calm and professional when dealing with possible buyers.

Selling your home is not an unattainable task but it is truly a challenge so if this excites and you are willing to learn then it's very possible that you can sell your home without hiring an agent. With a bit of knowledge and a lot of energy you can sell your house without employing the services of a professional real estate agent and save a lot of money.

So how would you start this process? Well, have a seat and have a look at your home since setting a proper amount is the initial and by far, the most important part of making the sale yourself. - 15790

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Are Work at Home Businesses Recession Proof? Find out now!

By Ron Medlin

Are legitimate work at home opportunities recession proof? It has become painfully obvious that we are in the early stages of a worldwide economic down cycle of grand proportions.

Our nation's economic history has not prepared us for just how bad our financial situation could actually get. This recent recession has had obvious detrimental affects on every one around the globe. Yet there seems to be a growing sense of excitement among people in legitimate work at home opportunities.

Both business class and working class have been hit hard by these recessionary times. Global layoffs have left thousands scrambling to pay there bills and support their families. The Internet business offers a glimmer of hope for these people. Legitimate work at home opportunities provide an outstanding opportunity to escape the hardships brought on by these dyer times.

In this financial meltdown, the one industry that seems to be flourishing is legitimate work at home opportunities. This industry seems to not only be able to avoid financial pitfalls it seems to be benefiting from the chaos. Crowds of people are presently flocking to these types of computer home business opportunities, after losing there jobs.

A wide varity of work at home businesses have seen a huge spike in sales. "Guru" businessman, Mike Dillard, recently stated that his Magnetic Sponsoring business had seen a 470% increase in sales, and January 2009 was the best month in its 4 year history. Friend and fellow "guru" Jay Kubacek reports similar stark profit increases from his work at home businesses. In contrast, legitimate work at home opportunities have also seen an increase in refund requests as well.

What can we conclude from these numbers? People are out there looking for legitimate work at home opportunities, they are willing to spend money on these computer home business opportunities, but they are not willing to throw away the money they worked for on poor quality products or shady opportunities. - 15790

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Corporate Identity - Importance and Benefits

By Catherine Mitchell

Corporate Identity is "persona" of an organization that is designed in accordance with your business objectives to facilitate the achievement of your actual goals. In general, it includes a logo and supporting elements commonly assembled within a set of rules. These rules administer how the identity is functional and confirm approved color palettes, typefaces, page layouts and other such methods of maintaining visual stability and brand acknowledgment across all physical, web, and electronic manifestations of the brand.

Corporate identity is composed of three parts: Corporate designs (logos, flyers, brochures, business cards, and stationary), Corporate communication (commercials, public relations, and information) and Corporate behavior (internal values, ethics and norms)

Corporate designs have become a worldwide procedure for promoting companies and improving corporate culture. Logo, flyers, letter heads, company brochures, executive's business cards and other stationary like envelopes and things determine your corporate identity.

Your Logo is the illustration of your business. It gives the first impression of a business. Before starting a business, much stress is given to a perfect logo design. Our logo design experts understand the importance of logo for your business identity as well as its impact in your business. They design your logo according to the name of company and the business product or service you are going to offer.

A branding company can show you how success starts with the brand identity. Do you have a branding strategy? Are your employees aware of it and able to be ambassadors for your company's brand during interactions with the outside world? Are you making the most strategically sound decisions for your brand? Do you know your customers' perceptions of your brand?

Brochures Design - Brochures usually come into play so one can make a smart buying decision. Someone selling a product or service, knowing what type of brochure you need to advertise your products and services is critical to turning your prospective customers into paying customers.

Logos is essential part of any company's business marketing strategy playing vital part in brand identity establishment. Pay stress on delivering clear information of your company's products/services to the target clients. - 15790

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The Reality of the EPA Penalty

By Daniel Stouffer

Refrigeration and air-conditioning systems; commercial refrigeration; heating, ventilation and air conditioning systems; fire protection systems; and other equipment using refrigerant gas are part of the phase out program now underway in the United States. Facilities that use this ozone-depleting gas risk a significant EPA penalty by not following requirements under the U.S. Clean Air Act.

Preventing a costly EPA penalty requires companies, municipalities and property managers to follow strict documentation requirements for refrigerant equipment. This means monitoring its usage and submitting records that indicate refrigerant management efforts. To avoid hefty fines, many facilities use refrigerant tracking and reporting programs. They are automated, so identifying leaks, tracking repairs and tracing disposal are all done with minimal effort. An automated management program enables them to stay up-to-date with polices and procedures, compliance regulations and penalties for non-compliance.

Overseeing the EPA penalty aspect of the U.S. Clean Air Act is the Office of Enforcement and Compliance Assurance. They are aggressively pursuing enforcement of the requirements to curb harmful gas emissions. Auditors and inspectors are permitted to make spot inspections to review a facility's records pertaining to regulated gases. Those unable to produce proper documentation, or have incomplete or missing data are subject to heavy fines.

The EPA penalty addresses those facilities that improperly discharge, vent, or dispose of refrigerant gas. Under the law, proper servicing and safe removal of any equipment using refrigerant gases is required. Those who fail to do so face fines of up to $25,000 a day, per violation. Fines are also in place for restricted substances not properly recovered. To better understand the law and reduce the likelihood of being fined, the government has created a technician certification program for anyone who services, repairs, provides maintenance to, or disposes of equipment containing refrigerant gases.

Under the EPA penalty guidelines, refrigerant leaks not fixed within 30 days are subject to a $32,500 fine per day, per unit. Furthermore, purchasing used or imported refrigerant gas calls for fines of $300K per 30 pound cylinder. With so much money at stake, it is crucial for businesses and municipalities to track every pound of gas and manage its inventory, especially those with more than one location.

The law allows for a period when comments are accepted and updates to the regulations are proposed and implemented. On January 1, 2010, all revisions end, the phase out of refrigerant gas becomes official and the EPA penalty is strictly enforced. Currently, the government agency is taking civil and criminal actions against companies nationwide who violate the law. The total of fines collected is in the billions of dollars.

Because refrigerant gas contains chlorofluorocarbons and hydrochlorofluorocarbons, identified as the major causes of ozone depletion, its use is being reduced, and eventually eliminated, worldwide. The plan reduces the use of R-22 refrigerant gas by 75% by 2010 and eliminates it by 2015. The EPA penalty increases as the complete phase-out comes to a close.

EPA penalty policies are designed to control the use of refrigerant gas. In addition to the U.S. Clean Air Act, the Montreal Protocol and the Kyoto Protocol are international laws aimed at improving air quality to protect the ozone and reduce the potential for global warming. The severe penalties under the laws are designed to encourage compliance by facilities so a better environment is created. - 15790

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