Cyprus Villas - But To Let Investments

By Tim Martins

You may not be at all familiar with property market terminology so in layman's terms "Buy to Let" means just that. You only have to buy a property, complete and then let it out. There is just one special rule to take into consideration and that it that your estimated rental income fully covers your mortgage costs.

If you decided to buy and then rent out your property you must remember there are two seasons, Low Season and High Season. A high season in Northern Cyprus will be around 7 months of the year, while the low season is the remaining months which are left, but don't worry because Northern Cyprus as over 300 days of the year of clear blue skies and you'll find that families like to get away from the dull winter to a nice sunny place like Northern Cyprus.

We are now going to go over a real example based on current costs on a property with a sea view valued at 250,000 Euro. If it is a new build property you will be required to leave a 3000 Euro deposit as a reservation fee. You will then be required to pay a total 30% deposit including the 3000 Euro reservation fee amounting to around 75.000 Euro.

The remaining amount due is 175.000 Euro so the best option is a mortgage, but make sure you shop around first. I recently saw one as low as 4.25%, so this will be the base for our calculations making monthly mortgage payments come out out around 800 Euro. Always opt for an interest only mortgage as this will lower the monthly payments, so this time round you would be paying about 9.600 Euro per annum.

The statistics available on rental income in Northern Cyprus show that properties can be let out for up to 10 months per year. So if we put the property we have just bought into the equation, we can expect an amazing 2600 Euro. in the high season and an awesome 1500 Euro. over the low season.

Right, now let's expand on that and if you rent out for 6 months during the high season and just 4 during the low season, you would rake in an amazing 21.600 Euro in rental income. Things are looking good already but out of that we must account for certain payments such as rental management and community fees, so make sure you find a recommended property management agency, although the costs will not succeed 1000 Euro. per year.

So if your fancy buying a property and renting it out why not try Northern Cyprus, over 2.6 million people visited Cyprus last year and this number is growing year by year, so you can see there is a massive market for renting. The blog at CyprusInformer.org is a very useful guide that we assist you in making the right decision on property in Cyprus. - 15790

About the Author:

check out this Cyprus Holiday Rent to Buy property investment blog written by the renowned Tim Martins and check out The Cyprus Property Investment Secrets

Does Franchise Growth Indicate a Successful Franchise?

By Rick Bisio

There are a lot of factors to weigh when choosing the appropriate franchise opportunity. Not only do you want the franchise to be a good fit for you - you also need to work with a franchisor that's going to be around for a long time.

How can you find out if a franchise system is healthy? In the franchise book, The Educated Franchisee we believe in sharing knowledge. A little franchise education could be useful in this area.

One significant measure is the system's rate of franchise development.

Too Fast: Quick franchise growth may seem like a good thing at first but it is possible for a system to develop too fast. It is important to be sure the franchisor has the people and systems in place to exhaustively supervise your training and on-going support. For example, if a system of 50 franchisees adds 30 additional franchisees in a year, the rate of franchise growth may be too fast.

Too Slow: If franchise growth is slow there could also be a problem. Why isn't the franchise attracting new people? Possibly there are concerns with the business model - problems that make it difficult for existing franchisees to succeed. When potential franchisees do 'validation calls' they may hear about problems and decide to look elsewhere for a business. Or perhaps the franchisor doesn't have the right staff and has to limit franchise growth. Either way, a lack of new franchisees may be a sign of an unhealthy franchise system.

Just Right: regular franchise growth over time is an indicator of good management and a healthy system. One way to gauge steady franchise growth is to determine the pace at which the franchise grew each year both in absolute and percent terms. To find this data for the past three years you can look in the Franchise Disclosure Document under Item 20 - the List of Outlets. All the data you need regarding franchise growth will be there for you in a clear, easy to understand format.

Rule of Thumb for Most Franchises: As a guideline for medium-sized franchisors, the number of franchisees brought each year should be between 10% and 35% of the total number of franchisees. For example, a company with 100 franchisees should have the infrastructure to add up to 35 new franchisees in the coming year.

Rule of Thumb for Large and Small Franchises: This method doesn't work for very large or very small companies, however, so when studying behemoth or boutique franchise systems consider the ratio of operational support personnel compared to new franchisees. A ratio of one support person for every 10-20 new franchisees tells you that new franchisees are probably getting the preparation and support they need to succeed.

Talk to Franchisees: But don't presume! It is critical that you talk to existing franchisees. Find out about the training they received initially and what they get in terms of on-going support. Do they find the staff to be experienced? Responsive? Does the franchisee feel comfortable calling on them for help? Pay particular attention to the information you glean from new franchisees. Your experience will most closely reflect theirs.

Meet the Support Staff: In general, a serious franchise investigation ends with a visit to the franchisor's headquarters to get final questions answered and meet the staff face-to-face. Spend additional time with the support staff. Make sure you are comfortable with their experience, competence, style, and ability to communicate, because you will need to work well with them and trust their advice on an on-going basis.

There are a lot of things to consider when researching a franchise business that will match your needs, but it doesn't matter how much you like the business if the franchisor isn't viable. Gather the franchise information you need and be certain the system you choose is growing and has a good number of satisfied franchisees. Franchise growth is a key part of your due diligence. Only a healthy franchise opportunity can support your long-term growth and success. - 15790

About the Author:

This article was written by Rick Bisio, a franchise consultant who is dedicated to franchise education. Rick's objective is to create educated franchise buyers who have well defined objectives and are able to recognize a good franchise opportunity. Visit the Educated Franchisee and get free monthly newsletter and more information.

Earn Extra Cash With Forex Trading - Is It Possible?

By Steve Halladay

If you've run across this article, you probably fall into one of two categories. You're either already dabbling in forex trading, or you're interested in getting started. This article can help you, no matter which camp you fall into.

First, we'll take a look at just what forex trading is. It's trading currencies in the hopes of making a profit. To make money at it, you'll need to be able to predict currency fluctuations accurately so you'll know when to by and when it's better to sell. Trading can be a lot of fun, but it also takes some knowledge and expertise to be successful.

There's a lot of information available online and in bookstores about the fine art of fores trading. That makes it easy to overload on it. There are month or even years worth of information about the effective trading strategies used by others. The only problem is that the market and the strategies that work on it change so fast that a method might not be current by the time you read about it. Unless you have a lot of time to keep up with the markets, it can be hard to know which strategies are still a good bet.

Don't want to make forex trading your full time career? Let someone else do most of the work for you, and you'll still make a significant second income if you do things right. Trust the experts and look to their experience and knowledge about the markets.

The easiest way to do that is to use a forex robot. These are pieces of computer software programmed to automatically collect real time market data. They can spot signals and tell you what the most profitable trades might be, and they've been programmed by professionals. A good piece of forex software can tell you when to buy Yen and when to sell them at a profit.

Many people are skeptical to start with. After all, no one wants to put all their trust into a computer program. However, there are plenty of proven pieces of software out there, and their records speak for themselves. You need to look for a few specific features when you choose your forex software.

First, don't believe that just because a program is expensive, it's definitely better. There are programs out there that cost thousands of dollars and just don't work, and there are reliable pieces of software that cost only around a hundred dollars, but are guaranteed to make you a profit.

Remember to look for a money back guarantee, too. Programs that work should mean the sellers are willing to guarantee them. Longer guarantees are better - look for a minimum of thirty days.

Lastly, the program should offer some kind of "demo" account where you can see how it works without investing any money. This way you can see how the program works without you having to invest any money in the markets. When you see that it produces results, you can start putting in your hard-earned cash.

Forex trading is one great way to earn a little extra money, as long as you do it the right way. If you're not sure about anything, don't be afraid to ask! - 15790

About the Author:

Click Here to learn more about making money by trading currencies. You can learn to trade forex and look at customer rankings about forex trading software.

How To Make Money On MySpace With 5 Key Strategies

By Kylon Trower

So you want to get involved in the social networking scene or maybe you already are and it's time to cash in on the Web 2.0 party.Before you cash in you need to make sure you have a few little tips and strategies that will make sure you don't crash the party, if you know what I mean.

I'll give you three quick tools that will make sure your not wasting too much time socializing but you are pumping up the ole' bank account as well.

You may or may not have heard of friend adder software to use on MySpace. Either way, I believe it is essential if you are planning on making money in the short term. The faster you can gather and add friends to your profile, the faster you build relationships, the faster you determine who is candidate for your products or services. Time is money and you risk wasting a lot of both by doing things manually.

In business, focus is everything! Find out who your target market is and add them as friends. These will be the people most likely to purchase your product. This is called working closest to the dollar. Making friends with people for the sake of friendship should be done another time, which leads me to my next point.

You're in business, act like it! Too many times I see people that are promoting their business on social networking sites but never get around to promoting their business. If you are a social butterfly, then set standards for your business and stick to them. If you absolutely must hang out and socialize, set up another account and block out a set amount of time just for that.

Invest in people and you will do extremely well. Offer advice and direction for those you come in contact with. Build your name as someone that is helpful and this will ultimately result in sales and the future stability of your business.

While building individual relationships, use the bulletins, groups, forums and comments to subtly expose your product or service to the community. Only use the messages t communicate with people on a personal level until you feel you have built a strong enough rapport to present your offer.

By using these five strategies and by treating others in the community the way you would like to be treated you will build many strong business relationships and make tons on money on MySpace and any other social networking site. - 15790

About the Author:

Kylon Trower is an expert author and social networker. Don't miss his power packed Free report on How To Make Money On MySpace and the jammed packed 2008 Spacebankers Report

The Right Wealth Creation Strategy For Your Life

By Kirk Jeppi

Have you always wanted to build personal wealth but you don't know how? There are many wealth creation strategies that you can choose from. When you are looking through different opportunities available to you be sure to pick the one that will fit your lifestyle and your dreams for the future.

One opportunity that requires no products to sell and in fact no products to buy is cash gifting. This one sounds like a joke but hundreds of people make great money in cash gifting programs. You simply give a gift of cash to the person who recruits you to their cash gifting community. You then recruit others and they will give you an equal gift. You can see that if you recruit more than one person you have made money.

Another business that has been able to create financial prosperity for many is Mary Kay. We have all heard of Mary Kay sales people selling their wares from door to door. In this marketing system you sign up as a salesperson and then you work to create lasting clients who will buy products from you on a regular basis. There are other companies that sell door to door like this, CutCo, and Avon are just a few.

Selling virtual products online is a great business opportunity. You have to compete with many other people who are selling the same items but if you are constantly on the lookout for new material to sell you can create a following of customers who will know you for having the hottest new material on the market.

One of the easiest systems for making money online is carboncopypro. This is an automated system that requires no cold calling or rejection. The system is set up to be the most powerful turnkey marketing and sales system around. Even if you have no experience with internet sales you can create personal prosperity with this system. You can find out all the detail at http://www.runforward.com

If you want to make money online you have to decide which opportunity is right for you. Some are a little shady, like cash gifting which is not really a business at all and some take a lot of work like Mary Kay and some are designed to run themselves like carboncopypro. Whichever is right for you just choose one and create a personal wealth strategy for yourself today? - 15790

About the Author:

Kirk Jeppi, a successful entrepreneur after years of marketing testing has come up with a revolutionary system that is proven to be the most powerful marketing system in direct selling. Just log onto the website Carboncopypro and get for more information.