Sunday, December 28, 2008

Winning a Promotion in Bad Economic Times

By Robin Maxwell

In difficult times, when both small and large businesses are laying off employees, many of us worry about holding on to our jobs.

What we probably should be thinking about instead is how to get our next promotion. After all, even in the worst of times, there are opportunities available to those prepared to take advantage of them. So, try these methods to help you move up the career ladder. You may be pleasantly surprised at how quickly you get results.

1. Be absolutely certain you know what is expected of you and the factors will be in evaluating your readiness for promotion. If in doubt, ask and observe.

2. Do everything you can to ensure the success of your boss. And, share the credit for your successes with him/her.

3. When you bring your boss problems, always bring solutions. In fact, make a reputation for yourself as a problem solver.

4. Be the kind of employee every manager wants; reliable, helpful, goal-oriented, and low maintenance.

5. Seek out the toughest challenges and projects.

6. Good cheer and a positive attitude can take people a long way in the workplace. Never engage in gossip or criticism of colleagues. No exceptions.

7. Accept praise and criticism evenly.

8. Continue to improve your skills and develop new ones. Work especially hard on acquiring valuable skills your colleagues do not have.

9. Organize yourself to maximize your output. Good organizational skills will be noticed, and will help you accomplish more.

10. Be good to your co-workers. Help, support, and mentor them whenever possible.

Remember that even if there is no way to move up in your current organization, you never know when an opportunity might present itself. Your task is to be ready when that opportunity comes, be it in your current workplace or in another. - 15790

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Baby Phat Rush Card - Review

By Dan Moskel

The Rush card also known as the baby phat rush card is a prepaid debit card. It was created by Russell Simmons a co founder of the hip-hop record label Def Jam.

The baby phat prepaid card works this way; you make a deposit on your card, then you can use your card to make purchases, then the funds to pay for those purchases are deducted from your card. The card offers 100% guaranteed approval.

There is no chex systems check or a credit check. The rush card comes as a black card and the baby phat rush card is a pink card.

This card does give you free direct deposit. To use this you will only have to fill out a form and turn it into your employers' payroll department.

Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.

With this card you receive free online account access. You can also access your cash at over 800,000 ATM's.

You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.

To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.

Then a physical check in your name is sent to the payee. This is a great way to pay your bills, no more buying money orders.

With this service and direct deposit you will also save money by not having to pay for check cashing fees.

However, we do not recommend the rush card. This is because of the number of fees they have that other prepaid cards do not carry.

An example is the convenience fee. This is a fee you are charged every time you use your card.

The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.

You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.

That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.

Furthermore to be charged for every purchase you make seems outrageous. Then to have to wait for a full calendar month to expire before you are issued your refund is unbelievable.

Also to use bill payment you must enroll which is $2.00 then every check you write is another $1.00. There are other prepaid credit cards that offer free bill pay and no fees.

The rush card claims there are no hidden fees however that seems to be a very contradictory statement. Especially when you are forced to read the fine print to discover that you will be charged one dollar for every purchase you make.

In sum, look at some other prepaid cards. They have fewer fees and better benefits for being a card holder. - 15790

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