Tuesday, April 21, 2009

Making Money From Home: Legitimate Work From Home Opportunities

By Marc Marseille

Working from home is an industry that is definitely on the rise. There are several reasons for the increase of home based businesses. The increase of job losses and the immediately need for a many people to establish a plan b has played a huge role. Work at home jobs are not limited only to the unemployed, it is also an opportunity for working professionals to solidify a secondary income.

The thought of starting a home based business often scares people into thinking that they must quit their full time employment. Quitting your full time job to start a small business online is not necessary, besides there is a learning curve you must endure before you start earning real money.

The number one step in solidifying your plan b approach is proper education. The time you take to get familiar with the marketing strategies online is mandatory to your success. The key component of any business has everything to do with the right marketing techniques.

Choosing the right products and service to promote online is also an important step that can not be take lightly. A great marketing plan with a product that is not in demand is equivalent taking two steps forward and two steps back. You can secure your success by putting some serious thought to what you are comfortable marketing.

Once you are comfortable with your marketing plan and product, you will need to do a reality check. A work from home opportunity means that you have to actually work while you are at home. If you are a self motivated person, you may find yourself taking more breaks than working.

Being able to motivate yourself is crucial to your success working from home. Every aspect of you business will be decided by you, so if you do not work, the job will not get done.

It takes time to work on your business in order to see a constant growth. You will need to be able to work at home for least 4 hour a day to learn how to market online. The myth that working from home is easy is totally false. To succeed you will have to make the time to work at perfecting your marketing techniques.

Operating a home based business has to be given the same dedication as operating an offline business. It does not matter whether you are currently working full time or are unemployed, you can find success from home with the right dedication. There is no cap to the money you can make with the proper online training. - 15790

About the Author:

Gas and Electricity Markets Must Have Sustainable Development

By Tal Potishman

Overall, energy efficiency in the UK has improved in the past few years. While these improvements are notable, the fight for greener energy is just beginning. Gas and electricity markets must continue their progress towards more environmentally friendly production while considering the impact the resulting cost will have on customers.

Projects aimed at developing solutions for improved energy efficiency must be sustainable for future generations. The majority of the programs will focus on the three sectors that generate two-thirds of the UKs carbon dioxide emissions: power stations, industries, and residences. A 4% decrease in emissions generated from these sources between 2006 and 2007 was noted. Projects responsible for the difference in emissions were renewable energy innovations and coal to gas conversions.

Total energy consumption in the UK has decreased each year since 2005, with a 3% reduction in 2007. A 3% drop in electricity usage and 4% drop in gas usage were reported. In order to meet Government guidelines, the gas and electricity sectors must continue to accomplish improved energy efficiency each year.

The gas and electricity sectors must perform a delicate balancing act between the goals of energy efficiency and minimal financial impact on consumers. Consumers are finding it difficult to keep up with some of the highest fuel costs in history. Coupled with an unstable economy, this is a very difficult time for many. Fuel poverty is a persistent problem in the UK, with 3.5 million households in fuel poverty, with a staggering 2.75 million of these being vulnerable households. Households fall into the fuel poverty category if more than 10% of their income is used for fuel. Although 2007 and 2008 findings are not compiled yet, estimates are that an additional .7 million households fell into the fuel poverty level in 2007, with another .5 million in 2008.

Ofgem, the Office of Gas and Electricity Markets, works with the Government and the gas and electricity markets to achieve the sustainable development targets established by the Government. Ofgem regulates the gas and electricity sectors to ensure that consumers are protected from unfair practices. This agency is particularly interested in helping fuel poverty households and has a goal of eliminating fuel poverty by 2018. Ofgem drives low carbon initiatives and facilitates projects aimed at meeting carbon dioxide reduction.

The energy sectors can be applauded for their impressive efforts directed at reducing energy usage and costs and greenhouse gas emissions. The gas and energy markets have performed an incredible amount of work, and some of their positive results can be attributed to their guidance from Ofgem. Maintained and increased efforts are necessary to reach the required sustainable development. - 15790

About the Author:

Things you Need to Learn Before Investing in Stocks

By Mara Hernandez-Capili

Before investing in stocks there are some things you need to know and some questions you need to answer. Observe proper due diligence first and gather as much information you need before plunging into the world of investing. This rule does not apply in investing per se but in our daily lives as well. Dont we sit back and think through it whenever we are faced with decisions we know that can alter our life positively or negatively?

First is advice is to research if the company is growing in the next 5-10 years. This is very important as it will determine if your investment can enjoy capital gains in the long run. A thorough background check of the company is appropriate. You may also want to arrange a meeting with the owners and get to know them better in order to have a clear picture of the companys plans and path direction for the coming years. You may also ask around for information from fellow investors who invested in the company.

Part of this first step is to understand the company operations, values, vision, mission- anything related to the company. Having a clear picture and view of the company is part of your rights as an investor. When you buy shares from the company you become part owner and will have certain privileges like voting rights.

Next is to analyze how much you are paying for that particular stock. Research thoroughly about the company and read/ track its market trends. It is better to have a clear view of how much you are willing to share before actually grabbing a checkbook and issue it to the company. Think of how much you are willing to pay for and at what value you are most comfortable with.

Now that we have discussed the things that one needs to consider before buying an investment, we should try to remember these and apply in our lives. - 15790

About the Author:

House Foreclosures in South Florida Today

By Jeff Kaller

It is important to establish this fact to be successful in the real estate foreclosure investing: there is no war between investors and Loss Mitigators! The bank is aware that investors are a quick fix to a delinquent file and rely on us to ultimately help solve the problem.

Here are top most investors believe and suffer greatly from and tips on how to resolve them.

Myth 1

Bank mitigators are impossible to get in touch with. It's our responsibility to establish how to clearly communicate with them, by fax, phone or email. Don't call them if they prefer email - they will start to notice you are a detriment to their productivity and begin avoiding you like a plague. A Loss Mitigator must have a person on the other line who knows how to fulfill requests without being an annoying pest, giving them what they need when they need it, in as few contacts as humanly possible. The first conversation must build credibility, establishing resistance and most of all building a connection. That means being clear, direct, and persuasive. But most of all you need to identify the type of personality of the person you are dealing with. Learn how to identify the types of personalities and effectively deal with them.

To combat and resolve the challenge of mitigators who are difficult to get in touch with, first establish deadlines on everything. Establish an exact time that you will call them to discuss the file each week. Remember this, on Friday they are relaxed because their brains are mush from the tough week. And lastly, have a detailed agenda of topics to discuss and email this to them day of with a reminder. Be easy to work with, not overbearing or condescending.

Myth 2

Mitigators give an unreasonable counter to your offer. Although liquidation decisions are based on several surrounding factors such as debtor's hardship, condition, and marketability, even the Mitigators bonus structure effects their decisions! All of their liquidation decisions rest on the one obstacle that you must get right or you lose! The Brokers Price Opinion (BPO) truly controls the deal. Once the value is established by a third party appraiser or realtor, liquidation decisions are made based on the mitigators delegated authority depending on the loan product.

If you get an unreasonable counter such as the value being too high. What you can do is tear down the BPO itself or the agent who did the BPO. And for Faulty Mitigation Process, you can escalate the file to management explaining that you are dealing with a challenging personality or an inexperienced loss mitigator. (If you both agree on the value yet the counter is higher than the delegated authority for example.)

Myth 3

Mitigators are generally difficult to negotiate with. Short sales have little to do with actual negotiations, if you find yourself in an offensive or defensive position it means someone is being made wrong. A short sale expert is a master at building a valid case and strong supporting documentation, not going head to head with a loss mitigator. Supporting documentation is: your own BPO, demolition report, environmental issue report, and repair estimates.

There are also several things you will NOT ever be doing on your first call to a Loss Mitigation specialist: Never: Make a verbal offer on the first call because the offer is based on a value you must help substantiate when you meet the person doing the BPO. You might discuss some preliminary figures to test resistance which will in turn draw out information and the Mitigators opinion about the value of the property, market conditions, and the debtor's hardship.

One of recommended strategies is to immediately offer the mitigation a written contract, net sheet and closing documentation at a perceivably low ball offer of approximately 60% of what the house might sell for in 60 days, this will in fact establish or prompt the mitigator to "open" the file. It will take you time to meet the BPO agent, collect supporting value information and begin marketing the property for an end buyer or investor. Besides it's more appealing to loss mitigation when you come back 30, 60 or 90 days later with a higher offer, as opposed to coming in with an offer that you absolutely must have to make the deal work because you didn't work to find out what the market would bear. - 15790

About the Author:

Looking For a Not MLM Home Based Business Opportunity?

By Francisco Rodriguez

One of the best things about the Internet is that it has made job hunting a whole lot easier. Whereas before you have to look for job openings in the classified ads of newspapers. Now all you have to do is point your browser to a search engine then just search for the job not MLM you want to apply for. Actually, you don't even have to actively search for a job nowadays.

If you are a subscriber to one of those online job hunting services they will notify you through email if there is an opening in your particular field or industry of interest. Things get better. Because of the Internet, it is now possible to work at the comforts of your own home through extra income online. There are many ways to work at home today. All you have to do is turn your computer on and search for them.

My personal observation is that due to the time-lag for developing a large income, and the small profits along the way, neither binary nor MLM plans will be attractive to anyone who has achieved a six-figure income in a traditional business or profession. Add to that the rigors of developing a sales team, and many entrepreneurs may prefer to find another compensation plan altogether.

With a home based business that is not MLM, here is what I have found, typically the start up is higher and the commissions are much higher as well, because you are not sharing it with umpteen people beneath and above you. In a lot of network marketing plans that ar not MLM, you will pass up part or all of your first one or two sales (also known as the Aussie one-up or Aussie two-up system) BUT after that the profit is yours and yours only.

You can find almost all kinds of jobs in these freelance network sites, from part-time to full time to consulting work. Examples of work that can be found in these freelance network sites include writing, marketing, project management, customer service and computer programming. Of course, the more experience you have, the greater are your chances to get high paying online jobs.

Thanks to the Internet, working from home has never been as easy not to mention profitable. Opportunities to make money abound in the Internet. What you need to do is to go for these opportunities that is after you have made sure that they are legitimate. - 15790

About the Author: